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      <image:title>Team - Charles Hartman Wealth Advisor</image:title>
      <image:caption>I’ve guided AT&amp;T employees to and through retirement for more than 20 years. Drawing from my experience, I can often answer questions the Benefits Center cannot.</image:caption>
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      <image:title>Team - Drew Grider CFA / President</image:title>
      <image:caption>I plan for the future to ensure The Retirement Network remains a vibrant and growing business. A firm with the talent and resources to serve you and your family over the many years ahead.</image:caption>
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      <image:title>Team - Zach Gordon CPA, Director of Tax Services</image:title>
      <image:caption>I help you protect your hard-earned savings from unnecessary taxes and penalties, so you keep more of what you’ve worked hard to build over the course of your career with AT&amp;T. In collaboration with your Wealth Advisor, I’ll help you determine the most tax efficient sources of income throughout your retirement. I can also help you think about more advanced topics like Roth conversions and tax issues surrounding real estate. Along with my team, I can even prepare and file your tax returns if you’d like.</image:caption>
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      <image:title>Team - Chris Crandall CPA / Tax Specialist</image:title>
      <image:caption>Tobias Keene, D.D.S. Hailing from Richmond, Virginia, Dr. Tobias Keene brings a bit of unabashed Southern hospitality to all his patients. He moved to Washington, D.C. over thirty years ago as a freshman at Ivy College. Right after graduation, he attended World University’s School of Dentistry. Before opening Keene Dental in 1994, he worked for free clinics and some of the finest practices in the District. He is part of the 123 Dental Association and stays up-to-date on the latest dental discoveries. When not striving to keep his patients happy and healthy, he’s enjoys hiking with his family in Rock Creek Park.</image:caption>
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      <image:title>Team - Jacob Bice Client Service Specialist / Contact Coordinator</image:title>
      <image:caption>Would you like to have a conversation with one of our Advisors? I’m your guy. We’ll work together to find a time that fits your schedule. We also send videos to pension-eligible AT&amp;T employees at least once a month – I make sure this valuable content gets to your inbox.</image:caption>
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      <image:title>Team - Brian Dorn AIF® / Chief Investment Officer</image:title>
      <image:caption>Many of you own AT&amp;T Shares within your 401(k) and elsewhere, so I monitor AT&amp;T from the perspective of an investor. I can help you determine if you should buy, sell, or hold your AT&amp;T Shares. After you retire from AT&amp;T, I help you and your advisor design and manage a personalized investment portfolio.</image:caption>
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      <image:title>Team - Kevin Prendergast CFP®, CFA / Partner</image:title>
      <image:caption>Tobias Keene, D.D.S. Hailing from Richmond, Virginia, Dr. Tobias Keene brings a bit of unabashed Southern hospitality to all his patients. He moved to Washington, D.C. over thirty years ago as a freshman at Ivy College. Right after graduation, he attended World University’s School of Dentistry. Before opening Keene Dental in 1994, he worked for free clinics and some of the finest practices in the District. He is part of the 123 Dental Association and stays up-to-date on the latest dental discoveries. When not striving to keep his patients happy and healthy, he’s enjoys hiking with his family in Rock Creek Park.</image:caption>
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      <image:title>Team - Kelly Kovasic Client Service Specialist</image:title>
      <image:caption>After you retire from AT&amp;T, you may need to establish new accounts, transfer or rollover assets, and arrange for monthly deposits to replace your paychecks. You may also wish to review how your accounts are titled with respect to ownership and beneficiaries. I’m here to help you make sense of it all and keep track of the details. To give you confidence that you dotted all the i’s and crossed all the t’s.</image:caption>
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      <image:title>Team - Chris Dieckow CFA®, CFP®, CWS® / Wealth Advisor</image:title>
      <image:caption>Working together 1-on-1, I will help you make some of the highest impact, most consequential decisions of your financial life surrounding retirement from AT&amp;T. How and when to start your Pension. Medical coverage in retirement. Identifying the most effective and tax-efficient sources of retirement income. Developing a customized investment plan. I take my commitment to you and your family seriously, which is why I’ve surrounded myself with the exceptional team at The Retirement Network after more than a decade with Charles Schwab. And I’ve gone above and beyond to educate myself – achieving the CFA® designation, which is often regarded as the gold standard in our profession.</image:caption>
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      <image:title>Team - Michele Tomlinson System Analyst</image:title>
      <image:caption>After more than a decade as Client Contact Coordinator, I’m mentoring the next generation of Client Service Specialists. Largely operating behind-the-scenes these days, I help ensure your personal information is secure and up-to-date. And that you have a first class experience with our Firm.</image:caption>
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